Our Leadership Team

Mr. Gopal Bansal - Managing Director and CEO

A Chartered Accountant that has created strides of excellence, Mr. Gopal Bansal is a name to reckon with. With the expertise of 18 years in multiple fields such as finance, portfolio management, taxation, treasury management, business takeovers, finance product designing, corporate law, mergers, asset recovery and asset restructuring, he is a maestro that plays a fundamental role in the functioning of IFL Housing Finance Limited.

An experienced professional, Mr. Bansal strategies and directs the company towards the path of fulfilling its mission and goals. Under his guidance, IFL has managed to offer assistance to a plethora of individuals and works to increase the number in the years to come.

Mr. Bansal has been a part of the M/s India Finsec Limited family for over a decade. He plays an imperative role as a Promoter and Director of the company. It’s his profound knowledge and skills that have enabled M/s India Finsec Limited to function with Zero NPA and have accelerated the growth rate.

Ms. Sunita Bansal - Whole Time Director

With 17 years of experience in HR and Leadership Role, Mrs. Sunita Bansal holds the responsibility of managing all Human Resource related functions such as designing workplace policies, building the right culture, performance management, and designing strategies in accordance with the company’s policies.

An alumnus of the prestigious Indian Institute of Technology and Management, Mumbai with a focus on Business Management (HR), Mrs. Bansal has given IFL the perfect environment that has enabled the company to grow, evolve and become what it is today.

She possesses exceptional knowledge, skills and experience and has been a part of reputed institutions such as Reliance, Hutch, ICICI Bank and Instant Credit. Her multi-tasking management skills allow her to manage several projects at once and deliver results as per expectations.

Mr. Ashish Bansal - Whole Time Director

A Chartered Accountant by profession and a former Executive Director of Stellar Capital Services, Mr. Ashish Bansal has 10 elaborate years of experience in the diverse field of finance, law and project finance, taxation, accounts and underwriting. Furthermore, another feather to his cap involves 6 years of NBFC experience.

Owing to his financial and managerial skills, he plays an important role in the strategic team and is responsible for ensuring that the company achieves its goals and obligations. He has contributed significantly to several decision-making processes that have led the company to new heights.

Ms. Kriti Suri - Whole Time Director

An important member of our organisation and accounts, Ms. Kirti Suri is the Collection Head who determines the collection-related policies and strategies. Having a keen eye for detail, the expert highlights the areas that require attention and ensures to design a well-defined strategy that augments the collection process. Her responsibility also includes managing regional heads and employees collecting dues.

A post-graduate in Commerce, Ms. Suri is a professional that possesses excellent management and problem-solving skills that have proven to be beneficial for the company in many ways. She keeps a close check of the repayments and past due balances and addresses performance issues. She strategies to develop processes that adhere to company policies and result in prompt collections.

Mr. Ramesh Bansal - Independent Director

Mr. Ramesh Bansal poses as a valuable asset to the industry as he brings to the table 32 years of experience in the field of Banking and Finance. He offers incredible insights, judgements and practices that take the company a step ahead towards its goals.

Being an MBA in Finance, LLB (G), CAIIB and Science graduate, Mr. Bansal leads with experience and knowledge of credit, accounts and other banking practices. A former Chief Compliance Officer of Dena Bank and a part of Punjab National Bank, the maestro has always ensured to put his knowledge to use by offering efficient solutions that deliver incredible results.

Mr. Amit Kumar Aggarwal - Independent Director

A professional with 8 years of experience, Mr. Amit Kumar Aggarwal is a Chartered Accountant that guides, mentors and helps mitigate risks. Through his experience and knowledge, he analyses the risk by assessing the decisions of the company and their impact on finances.

Finance and Taxation are his areas of expertise that allow him to make sound decisions. He also plays the role of an Advisor who gauges and guides on matters related to general policies and corporate strategy.

Mr. Devidas Agrawal - Independent Director

With 40 years of experience in the banking and finance sector, Mr. Devidas Agrawal is an indispensable member of the company. He has been a part of a reputed organisation- the Central Bank of India and holds an experience of 15 years as a Branch Head of several branches across India. A hard worker and a dedicated professional, Mr. Agrawal often managed to deliver beyond the given targets and achieve impeccable results.

He has been a chief member of multiple committees such as Chaired Interview Committee for internal promotion from clerical to officer grade, Chaired Interview Committee for Recruitment of clerk/officers in the bank and Member of Interview Committee for internal promotion. Furthermore, he also attended multiple informative training programs at some leading training colleges including NIBM, Pune and RBI-CAB, Pune.

Ms. Prerna Matta Arora - Chief Financial Officer

A Chartered Accountant and a Company Secretary, Ms. Prerna Matta Arora is a professional with 10 years of extensive experience in the field of Finance, Taxation, Fund-Raising, Compliances, Investor Relations and Fund Management.

Ms. Arora is responsible for financial actions of the Company, including business planning, budgeting, forecasting and negotiations. She helps in augmenting the growth of the Company by finding external funding opportunities for growing the business, debt management, cash management, liquidity projections, treasury operations, bank relationship management and short-term investing. She is involved in the entire financial machinery of the Company including recommending / implementing of financial controls & processes that strengthen compliance and ensuring statutory compliances of the Company, along with the enforcement of proper accounting policies and principles.

She is a vital part of the complete financial functioning that involves her making recommendations and ensuring the implementation of final processes that lay a strong foundation for the company.

Ms. Varsha Bharti - Chief Compliance Officer

An associated member of the esteemed Institute of Company Secretaries of India and a law graduate, Ms. Varsha Bharti is a learned guide of the company that directs it towards progress. Ms. Bharti has a commendable 9 years of experience in the field of secretarial and legal compliances related to BSE, SEBI and ROC. She has expertise in handling compliances under various corporate laws including Initial Public Issues on BSE-SME, Right issues & Preferential allotments of listed & unlisted companies. She has also handled Company law matters including conversion, litigations, FEMA matters and listing requirements.

Her prior work at The Lalit, Mohindra Fasteners gave her the experience and knowledge of Secretarial, Listing and Legal compliance. She is responsible for updating the Board with relevant laws & regulations & monitor compliance with laws, regulations, fair practice codes, internal policies & procedures. She’s a dedicated professional that works to ensure compliance with statutory and regulatory requirements and acts as an indispensable advisor to the company.