Are you in need of a home loan? Is your gold sitting idle? Let gold loan be your companion during rainy days. Not only can you finance gold loans with low-interest rates but also enjoy flexibility in repayment, zero processing fees, and other benefits.
Did you know that your CIBIL score plays no influence in availing of an online gold loan? There are various benefits of the ‘Yellow Metal’ that can come in handy when a home loan is required but you can’t get it from banks. So, without further ado, let’s move ahead and talk about the benefits of applying for a gold loan with IFL Housing Finance.
LOWER INTEREST RATES
For any Indian, a reduced gold loan rate means less of a financial burden. IFL Housing Finance offers some of the industry’s most flexible gold loan interest rates. Because gold is a highly liquid commodity, you can use it as collateral to secure a home loan.
With minimum documentation and a quick procedure, you can get your loan approved with IFL Housing Finance at gold interest rates as low as 0.89% for 30 days. Whenever you’re in need of urgent credit, visit IFL Housing Finance and leave the rest to us.
HIGHER LOAN AMOUNT
With your pledged gold jewelry, borrowers can now obtain greater loan amounts. With IFL Housing Finance providing maximum Loan-to-value (LTV) in the market, your gold is more valuable than ever since it can fetch more capital than before. As a result, you’re not only putting your gold to good use, but you’re leveraging the commodity to its full potential.
FASTER PROCESSING
As previously mentioned, Gold is a high-liquid commodity and is relatively a low-risk collateral. As a result, gold loans are approved faster than other types of loans. Furthermore, because you are already handing up the security, your credit score has no impact when applying for a gold loan.
Other loans are frequently turned down due to a poor credit score, therefore a gold loan can be a useful option for you. You can walk in any of the 11 Gold loan branches of IFL Housing Finance and get an easy gold loan in Delhi and Haryana almost instantly. Now, you can also get a loan in minutes 30 minutes at your home.
FEATURES AND COVERAGE
IFL Housing Finance offers a number of lucrative gold loan features and coverages such as Doorstep Gold Loan service, Zero Interest Fees, Free Locker Facility Available, Online Payment Facility, Complete Gold Insurance, and Takeover Available.
Customers can opt for EMI options, which allow them to pay in monthly installments. With our Doorstep Gold Loan Service, you can get a gold loan right at your doorstep. Our Gold Loan officers will be pleased to assist you in completing the transaction in a quick and transparent manner.
YOUR GOLD IS ALWAYS SAFE
Borrowers don’t have to be worried about the gold they put up as collateral with IFL Housing Finance. As soon as you submit the gold as collateral to us, it gets transferred to our fire and burglary-proof vaults where your gold is insured and kept with full security.
At IFL, you can apply for gold loan at an interest rate of a mere 0.89% for 30 days and keep your gold safe and secured in IFL free lockers facility.
GOLD IS SHINING
In current times and market conditions, you can easily finance a gold loan and that too at the best possible price. People often invest in gold for years. If you’re having financial problems, now is the moment to resolve them. Leverage your gold holdings, and apply now!
OUR MISSION, VISION, AND VALUES
Since our founders established IFL Housing Finance in 2015, its vision has been to become the best loan company in India and first choice Housing gold loan finance company among individuals from EWS or low-income category and wishes every family to own a home of their own through our customer-friendly & new age credit programs despite low credit scores, informal incomes, low eligibility on papers.
IFL Housing Finance is amongst the first organizations in India to claim disbursal in 3 days. You can contact us to know more about our quick and transparent home loan policies.